CALL FOR A FREE CONSULTATION(410) 583-8000

Does my homeowners insurance policy cover termite damage?

As Featured In

As Featured In

FREE CASE EVALUATION

  • This field is for validation purposes and should be left unchanged.

Does My Homeowners Insurance Policy Cover Termite Damage, or Do I Need a Separate Rider?

Termites may be small, but they can cause a lot of damage. The National Pest Management Association reports that termites cost American homeowners around $5 billion each year to manage them and repair the damage that they cause. Homeowners insurance policies generally do not cover termite removal or damage. The reason for this is that homeowners can usually prevent severe termite damage by taking care of routine home maintenance in Maryland. Homeowner insurance policies are generally for situations that you cannot control. For coverage, you would need to find an insurance company that would be willing to include a rider for it. However, there are other options to have termite damage paid for.

Legal Consultation for Termite Damage in Maryland

If you have experienced termite damage despite having had a pest control company out for an inspection, then you could be owed compensation for the termite damage repair. In some cases, pest control companies are negligent when they complete home inspections. When they are negligent, they may be responsible for paying to repair the damage.

Also, home sellers sometimes do not reveal or disclose that their properties have termite damage to potential buyers even though the law requires them to. If you have had to hire a termite damage contractor to mitigate an infestation or repair areas of your home, then you should consider legal consultation for termite damage in Maryland.

At Whitney, LLP, our termite damage lawyers we offer free consultations. We have experience obtaining compensation for those who have suffered from termite damage. In 2019, we recovered a termite damage verdict in Maryland for $1,000,068 against a termite inspection company that was negligent and fraudulent.

Along with negligent pest control companies, we have sued house flippers, real estate agents and dishonest home sellers, winning compensation and settling claims for termite damage claims, repair costs, termite treatment costs, and emotional distress. One of our cases was featured on WBAL with investigative reporter Barry Simms highlighting the danger. After investigating the case, Simms issued a warning to homebuyers.

Can You Get Termite Damage Insurance Coverage in Maryland?

While most standard homeowner insurance policies in Maryland do not include termite damage coverage, it may be available in a premium plan. If you want termite damage coverage, then you should search for a specialty insurance company that does cover it or ask your current insurance provider about adding a rider that will cover it. Purchasing a termite bond contract through a pest control company is another way to obtain termite damage coverage. This is arguably the best option because the pest control company will include regular termite inspections to decrease their risk. Regular inspections will make it less likely that your home in Maryland will ever experience an infestation, but if it does, the pest control company should cover the cost of repairs by sending out a termite damage contractor.

Your regular homeowner insurance policy may cover certain situations. Be sure to learn the signs of a termite infestation to keep damage at a minimum. Signs include insect tunnels near the foundation of your home, swollen floors and ceilings, or droppings and an unpleasant odor. If you have questions about what is covered, contact us for a free consultation.

Maryland Termite Damage Lawyer

If termites have damaged your home, you could be eligible for compensation. At Whitney, LLP, we handle a variety of termite claims. We can review your situation to determine if you have a case and the extent of compensation for termite damage repair and emotional distress you may receive. You should not be faced with the consequences of a shoddy pest control inspection or a previous homeowner’s carelessness or dishonesty.

If there appears to be termite damage at your home in Maryland, the termite lawyers at Whitney, LLP will work hard to find out who is responsible and seek compensation for you. For a free consultation, contact Whitney, LLP online or at (410) 583-8000.

WHAT OUR CLIENTS SAY

“When others did not want to take my case Whitney, LLP was willing. Dan was very very patient with me and his communication was always on point no matter how he reached out. He helped me and my family start our lives all over, I thank him so much.”

– Client

Read More Testimonials

“I would definitely recommend this firm. I contacted them just to get some insight and I was informed that I indeed had a case, and they won! Any questions or concerns I had were answered and explained clearly. They were very kind and informative throughout the whole process. I am very grateful that I stumbled across their page, it has changed my life. Thank you.”

– Client

Read More Testimonials

GET YOUR FREE CONSULTATION

  • This field is for validation purposes and should be left unchanged.

Recent Articles

Koons Kia Settles False Advertising Claims with AG

Koons Kia Settles False Advertising Claims with AG

The Maryland Attorney General reached an agreement with Koons Kia in Owings Mills, MD that requires Koons Kia to refund an estimated $1,000,000 to its customers who were allegedly charged hidden fees through false advertising.  Koons Kia disputes the allegations. The...

$15,000,000 in Bed Bug Settlements, Yet Much Work Remains

$15,000,000 in Bed Bug Settlements, Yet Much Work Remains

With a recent $75,000 settlement against a resort hotel, Whitney, LLP has now recovered over 15 million dollars in settlements for victims of bed bugs. This milestone was achieved for clients harmed by bed bugs in various settings such as hotels, apartments and...

$25,000 Bed Bug Apartment Infestation Settlement

$25,000 Bed Bug Apartment Infestation Settlement

A young woman settled her bed bug bite claim for $25,000 after spending a week in her new bed bug infested apartment in Columbia, Maryland.  Maryland law required apartments to be free of infestation at the beginning of a lease.  However, dishonest landlords place new...

CONTACT US

WHITNEY, LLP
409 Washington Ave,
Suite 750
Towson, MD 21204
P: (410) 583-8000
F: (800) 893-1239

Disclaimer

An attorney-client relationship is created only once a representation agreement is signed. Prior results are not a guarantee of future results, and all cases are different. This website does not provide legal advice.

ABOUT

Whitney, LLP fights for the injured and deceived. We offer free consultations.

Connect

  • This field is for validation purposes and should be left unchanged.
Call Now Button