If My Homeowners Insurance Doesn’t Cover Termites, is it Worthwhile to Purchase a Termite Bond?

As Featured In

whitney llp seen on the sun
whitney llp seen on the washington post
whitney llp seen on cbs
whitney llp seen on abc7
whitney llp seen in super lawyers

As Featured In

whitney llp seen on wbaltv
whitney llp seen on nbc news
whitney llp seen on daily news
whitney llp seen on the sun
whitney llp seen on huffington post


  • This field is for validation purposes and should be left unchanged.

Termites cause serious damage to many Maryland homes, especially when the original property owners failed to properly treat the structure or exterminate the insects. In many cases, IMG 5785 1024x768 - If My Homeowners Insurance Doesn't Cover Termites, is it Worthwhile to Purchase a Termite Bond?homeowners can prevent severe damage by keeping up with maintenance and preventative treatment. However, when buying a home, it can be difficult to fully determine whether termites are present despite the responsibility of realtors, inspectors, and sellers to disclose an infestation. Homeowners’ insurance policies typically are not intended to cover damage that occurs as a result of a failure to keep up with regular maintenance, so termite damage is a common exclusion. In some cases, you may be able to buy a rider for termite coverage. A termite bond is a supplemental agreement with a pest control company to cover termite damage costs. Buying one is a good idea, but once the damage is found, especially serious and extensive damage, the bond company may try not to pay. Whitney, LLP can help in that situation.

Pursuing Legal Claims for Maryland Termite Damage

In many cases, homeowners find themselves facing thousands of dollars in termite damage repair costs due to negligent sellers, realtors, termite damage contractors or pest control companies. If you do not have homeowners’ insurance coverage for termite damage, you can still seek to hold these parties financially responsible for the losses caused by their carelessness. At Whitney, LLP, our experienced attorneys have obtained substantial verdicts and settlements for Maryland homeowners harmed by termites. In one case, our client received a verdict of $1,068,000 for the damages caused after a negligent inspection company failed to discover and disclose the presence of termites. You can start by requesting a legal consultation.

Our termite lawyers have obtained sizable settlements and verdicts after suing real estate agents, deceptive sellers, home flippers and careless pest control companies that are responsible for destructive termite infestations. WBAL’s Barry Simms reported on our clients, a couple facing substantial termite damage expenses after a real estate agent told them a termite inspection had been performed when it was actually not done. When you have been misled and feel stuck with termite damage repair costs, we can help you fight back against all of the responsible parties.

Termite Bonds and Homeowners’ Insurance in Maryland

A termite bond can be purchased separately from your homeowners’ insurance policy, and this is usually an agreement with a pest control company. While negligent termite companies have been at fault for some Maryland infestations, a termite bond may make them more likely to live up to their obligations. You are not just purchasing a service contract but coverage for damage caused as a result of an infestation. The agreement will typically include regular inspections and preventative treatment that can help ensure that your home never experiences an infestation or the severe structural damage that may follow. If you do sustain damages, the termite bond should cover the cost of hiring a termite damage contractor to perform necessary repairs.

It is important to always stay alert for potential signs of a termite infestation even if you have a termite bond or an insurance policy rider. Swollen ceilings or floors, termite swarms, tunnels near your foundation and unpleasant odors may all be signs of active termites in your home.

Maryland Termite Lawyer for Damage Claims

You should not have to pay thousands of dollars due to the carelessness of a negligent pest company, realtor or home seller. If you have been left with substantial damage caused by termites, contact the Maryland termite attorneys at Whitney, LLP. We can find out who is to blame for your losses and work aggressively to pursue the compensation that you deserve. Request your legal consultation by using our online contact form or by calling Whitney, LLP at (410) 583-8000.


“When others did not want to take my case Whitney, LLP was willing. Dan was very very patient with me and his communication was always on point no matter how he reached out. He helped me and my family start our lives all over, I thank him so much.”

– Client

Read More Testimonials

“I would definitely recommend this firm. I contacted them just to get some insight and I was informed that I indeed had a case, and they won! Any questions or concerns I had were answered and explained clearly. They were very kind and informative throughout the whole process. I am very grateful that I stumbled across their page, it has changed my life. Thank you.”

– Client

Read More Testimonials


  • This field is for validation purposes and should be left unchanged.

Recent Articles

Maryland Condominium Mortgage Fraud Lawyer
Maryland Condominium Mortgage Fraud Lawyer

Maryland condominium purchasers can bring claims for condominium mortgage fraud when the Fannie Mae Form 1076 completed by the property manager contains false information as to structural damage and other defects.

Caliber Collision Complaints – $140,000 Settlement
Caliber Collision Complaints – $140,000 Settlement

If Caliber Collision did not repair your vehicle correctly, you have legal rights and can fight back. If you have Caliber Collision complaints, need to file a Caliber Collision lawsuit, or want a Maryland lawyer for car repairs, call Whitney, LLP’s attorneys. We have experience bringing claims against car repair companies who perform defective repairs.

Wrongful and Illegal Eviction Lawyer in Maryland
Wrongful and Illegal Eviction Lawyer in Maryland

If you were wrongfully evicted, a Whitney, LLP illegal eviction lawyer can help you fight back and recover compensation. Whitney, LLP represents tenants who are wrongfully evicted. Tenants have many legal rights they are often unaware of until speaking with an experienced attorney.


409 Washington Ave,
Suite 750
Towson, MD 21204
P: (410) 583-8000
F: (800) 893-1239


An attorney-client relationship is created only once a representation agreement is signed. Prior results are not a guarantee of future results, and all cases are different. This website does not provide legal advice.


Whitney, LLP fights for the injured and deceived. We offer legal consultations.


© Whitney, LLP | Sitemap | Privacy Policy
  • This field is for validation purposes and should be left unchanged.
Call Now Button