Located between Timonium and Towson, right off of I-83, the Cockeysville community is home to over 20,000 people. York Road, which runs through Cockeysville, features a thriving retail scene that also includes many car dealers. In the Cockeysville, Parkville and Hunt Valley areas, you will find Acura, Mazda, Dodge, Jeep, Lexus and other models for sale, among others. While some of these new and used dealerships are honest, some are not. Our auto fraud attorneys help car buyers fight back.
Dishonest Maryland car dealers use a variety of frauds to cheat their customers, including:
- Forgery on finance and lease contracts,
- Changing monthly payment, interest rates and loan amounts;
- odometer fraud,
- false price advertising and increasing prices at the dealership;
- stealing GAP and extended warranty payments;
- selling trade-ins when financing is not approved;
- keeping down payments when financing is not approved;
The auto fraud attorneys at Whitney, LLP sue car dealerships and help car buyers unwind bad deals, get money back, and recover compensation for unfair and fraudulent sales and finance practices. When you need a lawyer to sue a car dealership, call Whitney, LLP’s auto fraud lawyers.
We know these scams because we have seen them before. We can help you take legal action against the dealer that defrauded you.
Here are reviews from what some of our past clients have said about us, and here are some of our past settlement results in claims and lawsuits against car dealerships. We offer Legal Consultations. Call us at (410) 583-8000 or use our online form to request your free initial consultation today.
Auto Forgery in Cockeysville, MD
Some car dealers know no limit when it comes to trying to take your money. One of the most shocking tactics is to forge signatures and initials on sales, lease and finance contracts to change the payment terms.
If your monthly payment, interest rate or loan amount is different, either higher or lower than what you agreed to, you were probably the victim of car dealership forgery.
Some dealers even use forged initials to claim that they informed a customer about a risk that was really never disclosed.
When Auto Financing Is NOT Approved
Customers have legal rights under Maryland law to protect them when financing is not approved. Some dealers in Towson, Cockeysville, Hunt Valley or Parkville use a scheme called a spot delivery violation. This is when the dealer takes advantage of financing falling through to make an illegal profit
When financing is not approved, dealers in Maryland must:
- Return 100% of the down payment;
- Return your trade-in vehicle;
- Allow you to unwind the deal with you want to; and
- Do these things immediately.
Many dealers violate spot delivery laws and keep down payments, and sell trade-ins, even when financing is not approved. If your financing is not approved, Whitney, LLP can help get your down payment and trade-in, or the value of the trade-in, back from the dealer.
Car Dealer Misrepresentation in Cockeysville, MD
There are many ways that a Cockeysville, Timonium or Towson car dealer might try to use lying and misrepresentation to cheat a car buyer. These are not just limited to your basic overcharging schemes.
One of the more blatant examples is when they roll back or otherwise tamper with the odometer as a way of trying to make the car seem “newer.” Ultimately, this means that the dealer stole from you because it sold you less of a car.
False online advertising is another reason for suing a car dealership. When a dealer tells you something about the vehicle in an advertisement, it must be true. This includes the price that the dealer is charging for the vehicle, as well as features it is listed as having. If the price is increased once you arrive at the dealership, or you are charged for what seems like fake fees, call Whitney, LLP – we can help when dealers increase the price.
In many cases, car dealers like to run credit checks on their potential purchasers because they want to act quickly to sell you the car. This requires explicit permission on your part. If not, they can be held liable under federal law for an unauthorized check that damages your credit.
Car Dealer Fraud Attorney Near Me in Cockeysville, MD
If you have been the victim of auto fraud, speak with Whitney, LLP’s auto fraud lawyers about your legal rights. You do not simply have to accept overcharging and lying as part of the game when you buy a car, no matter how much people try to excuse a dealer’s bad conduct.
When you need an attorney to take legal action against the dealer who cheated you, or to ask any questions you have about the deal, call Whitney LLP at (410) 583-8000, or contact us online to request a free initial consultation.